Possibilities of psychological tools to identify honest borrowers of loans in the retail trade
Semenov M. Y., Associate Professor, Omsk State Technical University
Semenova I. I., Associate Professor, Omsk State Technical University
The article presents a unique system of a credit scoring for retail. The credit scoring system is based on associations to the word «credit». The system adapts itself to different social and national groups and provides a high level of accuracy in identifying deliberately dishonest borrowers of loans in the retail trade.